Payments Confirmed in Real Time
Payments are processed in real time with one-click authentication, so a customer approves the payment from their own UPI app rather than re-entering credentials.
API Integration
PhonePe Payment Gateway Integration
UPI is how most Indian customers expect to pay. This integration puts PhonePe's wallet, UPI and cards at your checkout, with refunds and reconciliation handled against the order.
Seamless Partnership
The payment step customers finish fastest
Most online payments in India start and end inside a UPI app. When that app is an option at checkout, a customer is not asked to type card details or leave the site, which is where a large share of payment failures normally happen. The integration runs on PhonePe's REST API with payments processed in real time, refunds issued immediately, and reconciliation automated so the books balance without a manual pass at the end of the day.
- REST API Ready
- Real-time Sync
- 24/7 Support
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Key Features
UPI-first checkout, wired into the order
PhonePe is one of India's leading digital payments platforms. This integration brings its wallet, UPI and card payments into the same system that manages the order, so a payment and a dispatch are not two separate events.
A UPI Payment Gateway
Payments can be accepted from any UPI-linked account, which gives the checkout the widest possible reach across bank accounts.
Checkout That Runs Itself
Checkout supports the PhonePe wallet, UPI and cards, reducing the number of steps a customer has to complete before a payment succeeds.
Refunds Issued Immediately
Refunds are issued instantly, which settles the customer question quickly and removes a common source of support load.
Processing Around the Clock
Payments are processed 24/7 with 99.9% uptime, so the checkout stays available when customers are actually shopping.
Built on the REST API
Simple REST APIs make the PhonePe payment gateway integration straightforward, and they run inside our software rather than alongside it.
99.9% Uptime
Payments are supported around the clock on bank-grade infrastructure with no downtime planned into the checkout.
Ready for E-Commerce
Designed for e-commerce, the integration keeps the whole transaction inside one flow with no external system to coordinate.
No Third-Party Setup
No external gateway or third-party setup is needed, because PhonePe payment processing is built directly into the platform.
Detailed Reporting
Every UPI and card payment is visible in detailed reporting, which is what makes a payment query answerable without digging.
Automated Reconciliation
Reconciliation is automated, so matched payments and settlements are accounted for without a manual effort at the end of each day.
Transactions That Hold Up
Bank-grade security and fraud protection are applied to every transaction through PhonePe's secure UPI infrastructure.
Success Powered by Partnership
See how strong partnerships and reliable service empower our clients.
--MD, Well Known Logistic Services
I would also like to make a brief mention of Pay U Money here. We are using Pay U money to collect online payments for the past 3 years. Our personal experience with Pay U money support has been very good and we found it responsive.
--Director, Best Selling E-Commerce Store
I have been using Pay U Money for a long time, till now without any issues. A few days ago had some issues, we contacted the developer and the response was amazing, quick and prompt. Solved the issue in a few hours.
--Project Manager, Leading Courier Services
We evaluated Pay U Money for accepting payments and were really happy with the overall experience. Signing up is very easy and you can upload the documents directly on their site for verification. We specifically liked the option to create 'Pay with Pay U money' button. it's easy to create invoices and send payment links to your customers. We also found the support to be responsive.
