API Integration

Paytm Payment Gateway Integration

UPI, cards, net banking, wallets and EMI at one checkout, with settlements in your bank account and refunds issued from the order.

Seamless Partnership

Every payment type at one checkout

The reason a customer abandons a checkout is usually that their preferred payment method is missing. This integration keeps the full range of options available in one place, so a UPI payment, an EMI plan or a saved card all complete against the same order. Settlements follow the business's banking cycle, refunds are issued immediately, and the dashboard records what arrived, when, and against which order.

  • REST API Ready
  • Real-time Sync
  • 24/7 Support
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Key Features

The payment options Indian customers reach for

Paytm All-In-One Payments puts UPI, cards, net banking, wallet and EMI behind a single checkout, and the integration is already in place rather than something added later.

Every Payment Type

UPI, debit and credit cards, net banking, the Paytm wallet and EMI are all accepted, which means the customer is not asked to leave the site to complete a purchase.

Settlements That Keep Your Schedule

Money reaches the business bank account on the settlement schedule the merchant has chosen, rather than being held unpredictably.

Secure Payments

Anti-fraud technology protects each transaction, with PCI-DSS compliance and 128-bit encryption applied to payment data.

A High Success Rate

Intelligent routing uses direct bank integrations and switches between gateways and card networks to complete payments that would otherwise fail.

Checkout With Saved Cards

A saved card means a returning customer does not re-enter their details, which is where a large share of payment failures would otherwise happen.

Insight Into Payments

A single dashboard shows payments received, bank settlements and other growth signals without needing to reconcile separate reports.

Immediate Refunds

Refunds are instant for payments made by card, net banking and UPI, so a customer waiting on money gets it without a support ticket.

Subscriptions and Payment Links

Subscription plans and payment links cover both ongoing billing and one-off collections where there is no cart involved.

Split Settlements

Split settlements route money directly to sellers and marketplace participants without splitting it manually afterwards.

Pre-Authorisation and Capture

Pre-authorisation and capture lets a transaction be authorised first and captured later, which suits higher-value orders that need time to be confirmed.

Auto-Debit

One-click payments through the Paytm wallet work on both web and mobile apps, with collections handled automatically.

Ready for E-Commerce and Mobile

The Paytm Checkout API integrates with websites, apps and e-commerce platforms such as Shopify and Magento.

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Integration

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